Mortgage & Loan Assistance in the UAE

Yes. Several UAE banks offer financing to non-residents — both mortgages and personal loans. The available products, loan-to-value ratios, and documentation requirements differ from resident applications. We assess your profile and identify what is available before any application is submitted.

A mortgage is financing secured against a property — the property acts as collateral, allowing larger amounts and longer repayment terms. A personal loan is unsecured, typically smaller, and repaid over a shorter period. The right choice depends on your purpose: property purchase requires a mortgage; other financing needs are covered by loan products.

Timelines vary by product. Mortgage pre-approval typically takes three to five business days from a complete application submission. Personal loan approvals can come through within a few business days. Business loans take longer due to financial review requirements. We confirm expected timelines after assessing your specific profile.

The exact requirements depend on the product and your applicant type. Common documents include passport, UAE residence visa, proof of income, and bank statements. Mortgages require additional property documents. Business loans require company financials and trade licence. We confirm the full document list after your initial assessment.

Our fee structure is discussed at the initial assessment stage before any work begins. In many cases, we are compensated by the bank upon successful application, at no additional cost to the client. Where a fee applies, it is agreed in advance and transparently documented.